Privacy Policy

Your privacy matters here. Not in a fake “we care” way. In a real, practical way.

This website exists to help Nigerians find safer, legal alternatives to predatory loan apps. That means we keep data collection to a minimum and use it only for reasons that make sense.

What Information We Collect

We may collect limited personal information when you choose to share it, such as:

  • Your email address when you subscribe to updates or guides
  • Basic information you submit through contact forms
  • Anonymous data like IP address, browser type, and pages visited

We do not collect sensitive financial information, BVN, bank details, or any other information that could expose you to risk.

How We Collect Information

Information is collected in simple ways:

  • When you fill out a form on the site
  • When you subscribe to emails
  • Through cookies and analytics tools that track general site usage

We collect this information mainly to improve our site’s performance and user experience.

How We Use Your Information

We use the information we collect to:

  • Send helpful content, updates, or resources you requested
  • Respond to messages or questions
  • Improve the website based on how people actually use it
  • Understand what content helps readers avoid bad loan decisions

We do not sell your data. Ever.

Cookies and Analytics

This site uses cookies and basic analytics tools to understand traffic and performance.

Cookies help us know things like:

  • Which pages are useful
  • How visitors move through the site

You can disable cookies in your browser if you want. The site will still work.

Third-Party Services

We may use trusted third-party tools for:

  • Email delivery
  • Website analytics
  • Affiliate links to financial products or services

These third parties only receive data necessary to perform their function and are required to handle it responsibly.

Clicking an external link takes you to another website. Their privacy rules apply there, not ours.

Affiliate Disclosure

Some links on this site may be affiliate links. That means we may earn a small commission if you choose to take action, at no extra cost to you.

We only recommend options that align with the goal of lower stress, legal, and safer access to money.

Data Protection and Security

We take reasonable steps to protect your information. No system is perfect, but we do not store data we don’t need or expose users to unnecessary risk.

Your Choices

You can:

  • Unsubscribe from emails at any time
  • Contact us to ask what information we have
  • Request that your data be deleted

No drama. No guilt trips.

Changes to This Policy

This privacy policy may be updated when necessary. Any changes will be posted on this page.

Contact

If you have questions about this policy or how your data is handled, use the contact page on this site.