Read this carefully. This website is for education and information only. Nothing here is a shortcut to money, legal advice, or financial guarantees.
If you want magic solutions, this is the wrong place.
No Financial Advice
The content on this website does not constitute financial advice, credit advice, investment advice, or legal advice.
We are not:
- A bank
- A lender
- A loan broker
- A financial institution
- A legal advisory service
Any decision you make after reading this site is your responsibility. Always do your own checks before taking financial action.
No Loan Guarantees
We do not promise:
- Loan approvals
- Faster access to money
- Lower interest rates
- Protection from default
- Protection from debt consequences
Mentioning a product, platform, or institution does not guarantee qualification or approval. Approval depends on the provider’s rules, not our words.
Not a Substitute for Professional Help
If you need:
- Legal advice
- Financial counseling
- Mental health support
- Debt restructuring
Speak to a qualified professional. This site is not a replacement for expert help.
Accuracy of Information
We work hard to keep information accurate and up to date. Still, things change. Policies change. Loan terms change. Laws change.
We do not guarantee that:
- All information is current
- All details are complete
- All content applies to your situation
If something matters, verify it directly with the source.
External Links Disclaimer
This site contains links to third-party websites.
Once you click a link and leave this site:
- We do not control that website
- We are not responsible for their content
- We are not responsible for their privacy practices
- We are not responsible for their decisions
Use external platforms at your own risk.
Affiliate and Earnings Disclaimer
Some links on this site are affiliate links. This means we may earn a commission if you take action through those links.
Important facts:
- You do not pay extra
- We do not get paid to lie
- We do not promote illegal or abusive lenders
Earnings help keep the site running. They do not influence the core mission of safer, legal, low-stress financial options.
No Endorsement Disclaimer
Mentioning a product, service, app, bank, or institution does not mean we endorse or guarantee them.
Examples include:
- Government loan programs
- Banks
- Fintech platforms
- Cooperative societies
Do your own due diligence before engaging with any provider.
Mental Health Disclaimer
This site discusses debt stress, harassment, and financial pressure. While we aim to reduce harm, we are not mental health professionals.
If debt stress is affecting your health, sleep, or safety, seek professional support immediately.
Limitation of Liability
By using this website, you agree that:
- We are not responsible for financial losses
- We are not responsible for rejected applications
- We are not responsible for penalties, defaults, or disputes
- We are not responsible for actions taken by third parties
You use the information here at your own risk.
User Responsibility
You agree to:
- Read content carefully
- Verify important details independently
- Follow local laws and regulations
- Make decisions based on your own judgment
This site gives information. You make the call.
Changes to This Disclaimer
This disclaimer may be updated at any time without notice. Continued use of the site means you accept the current version.
Contact
If you have questions about this disclaimer, use the contact page on this website.